.Union Financial Minister Nirmala Sitharaman3 minutes checked out Last Improved: Aug 28 2024|12:15 AM IST.On the eve of the 10th wedding anniversary of Pradhan Mantri Jan-Dhan Yojana (PMJDY), Union Finance Official Nirmala Sitharaman introduced that the authorities intends to open up over 30 million new PMJDY accounts during the course of 2024-25.Instruction press reporters, Sitharaman revealed that as of August 14, 2024, a total of 531.3 thousand Jan-Dhan accounts have levelled considering that the program's launch a many years back, along with an advancing down payment remainder of Rs 2.3 mountain.The typical remainder every profile has increased from Rs 1,065 in March 2015 to Rs 4,352 since August 16, 2024. About 80 per cent of these profiles are actually presently energetic." PMJDY has participated in an important task throughout the widespread, particularly for women," said Sitharaman.Regardless of the allocation for zero harmony and also the absence of a minimal balance demand, merely 8.4 percent of the profiles keep an absolutely no harmony. The scheme has been actually specifically successful in rural as well as semi-urban locations, where 66.6 percent of the profiles are located.Since August 14, 2024, girls account holders embody 55.6 per cent of the complete accounts, amounting to 295.6 thousand profiles, depending on to the Ministry of Financing.
Currently, 99.95 percent of all dwelled villages possess financial locations readily available within a 5-kilometre span with different touchpoints, including financial institution branches, automated bank clerk makers, financial reporters, as well as India Article Repayments Bank.As of August 14, 2024, there more than 1.73 billion operative CASA (current account savings account) accounts in the country, consisting of greater than 530 million important PMJDY accounts.Concerning social security plans, Sitharaman highlighted that over 200 thousand advancing enrolments have provided life insurance protection of Rs 2 lakh under the Pradhan Mantri Jeevan Jyoti Bima Yojana, with a yearly fee of Rs 436.Furthermore, over 450 thousand cumulative enrolments have given one-year accidental cover of Rs 2 lakh (for death or even long-lasting complete handicap) and also Rs 1 lakh (for permanent partial disability) under the Pradhan Mantri Suraksha Bima Yojana, with a fee of Rs 20 yearly.The Atal Pension account Yojana has signed up over 68 million subscribers.In relations to credit-linked programs, Sitharaman mentioned that under the Pradhan Mantri Mudra Yojana, 489.2 million collective lendings totaling up to Rs 29.93 mountain (as of July 12, 2024) have actually been actually sanctioned to give collateral-free institutional money to micro and also small company units as much as Rs 10 lakh for income-generating activities.Under the Stand Up India Program, 236,000 cumulative loans totting Rs 53,609 crore (as of July 15, 2024) have actually been actually accredited to Set up Caste, Scheduled Group, as well as ladies business people for putting together greenfield ventures.Additionally, the Pradhan Mantri SVANidhi system has actually sanctioned financings worth Rs 12,630 crore to 6.52 million street sellers as of August 27, 2024.u00b7 Pradhan Mantri Jan-Dhan Yojana (PMJDY) released on August 28, 2014.u00b7 PMJDY increasing down payment difference of Rs 2.3 mountain.u00b7 There are over 1.73 billion surgical CASA accounts.u00b7 Women account owners make up 55.6% of complete accounts.First Published: Aug 27 2024|9:37 PM IST.